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Effortless, compliant lending

Comuno streamlines acquisition, qualification, and onboarding in one branded, seamless experience.

Your digital front door for new customers

Hosted Journeys let community lenders accept, assess, and onboard new customers - without building new infrastructure. We take care of the technology, integrations, and compliance so you can focus on lending responsibly.

From application to decision, customers move through a single, branded experience that reflects your organisation’s values while meeting FCA and Consumer Duty expectations.

  • Pre-configured, white-labelled journey
  • Built-in credit and affordability checks
  • Real-time decisioning via Open Banking
  • Secure data handling and consent management
  • Accessible and mobile-first design
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Plug In. Switch On. Start Lending.

1

We tailor your hosted journey

Configure branding, lending criteria, and messaging.

2

Customers are matched to you

Applications from Choose Wisely and partners flow straight into your journey.

3

Automated qualification

Integrated affordability and credit checks handle the heavy lifting.

4

You make the offer, you decide.

Review results, approve lending, and onboard new members.

Built for community finance,
designed for scale

No new systems, no coding, no risk. Just a ready-made journey that delivers qualified, responsible borrowers straight to you.

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Reach

Instantly access millions of borrowers via the Choose Wisely network.

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Efficiency

Save time with automated checks and zero setup burden.

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Compliance

FCA-aligned process that supports Consumer Duty best practice.

Works with your existing systems

Hosted Journeys integrate seamlessly with your CRM or loan management software via API or secure data export. Choose full automation or a light-touch manual workflow - whatever fits your operations.

We handle data securely, with encryption and consent management baked in.

  • Plug-and-play APIs
  • Customisable fields and decision rules
  • Automated reporting and alerts
  • Full audit trail for compliance
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Trusted by the UK’s leading community lenders

Comuno’s hosted journey has become our go-to digital onboarding tool. It’s fast, secure, and puts us ahead of the curve.
Comuno’s hosted journey has become our go-to digital onboarding tool. It’s fast, secure, and puts us ahead of the curve.
>1m
Monthly customer introductions
>£5m
Monthly credit advanced
Backed by Fair4All Finance icon
Backed by Fair4All Finance

See how Hosted Journeys can grow your impact

Book a quick demo to see how easily you can start onboarding new customers with Comuno.